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HIGHMARKVenture Fund

Funding Options

Practical options to review for your next stage

A focused set of business funding options. Explore each one, then submit an inquiry so we can help you review what fits your goals, revenue, and operating history.

Term Loan

A funding option for businesses seeking a defined amount of capital with structured repayment.

  • Suited to planned needs such as expansion, hiring, equipment, software, inventory, marketing, vendor obligations, or operating pressure.
  • Approximate range of roughly $20K–$1M, depending on approval and fit.
  • Terms may extend up to about 24 months depending on approval and fit.

This is a business funding option, not equity financing, venture capital, startup investment, accelerator funding, or an investment round. No APRs, factor rates, interest rates, guaranteed terms, or guaranteed approval are implied.

Working Capital

Flexible funding for day-to-day operating needs as your business moves through its cycles.

  • Useful for payroll, inventory, marketing, staffing, software, repairs, equipment, vendor payments, or seasonal pressure.
  • Fit is often tied to monthly business revenue and operating history.
  • Often suited for businesses operating about 12+ months with steady monthly revenue.

Fit is reviewed individually and approval is never automatic — including for startups, growth-stage, technology, or expansion-stage businesses.

Line of Credit

A funding option that may provide access to capital as business needs arise.

  • Helpful for uneven cash flow, project timing, inventory timing, and vendor payments.
  • Supports marketing campaigns, staffing needs, and short-term operating needs.
  • Built to flex with next-stage growth needs as they come up.

Availability is reviewed case by case and is never guaranteed.

This is not a commitment to lend. All funding is subject to approval.

Start here

Submit a funding inquiry

Share a few details and a member of our team will help you review practical next-stage options. All funding is subject to approval.

Checking this box allows Highmark Venture Fund to contact you by phone, email, or text message regarding your inquiry. Message and data rates may apply. Consent is not a condition of approval or funding. You may opt out of SMS by replying STOP.